Several years ago, a good friend came to visit me in Atlanta, GA. At the time, I lived in a one-bedroom apartment with a spacious living room, sleek kitchen, and a reasonably sized bedroom in the Austell area. It was more than enough space for me. I was single, had no kids, and was focused on my career. As an auditor, I wasn't at home much anyways - especially during the busy season. Man, I remember it like it was yesterday. I was eager to show off my apartment. It really rep

If I were being honest with you and myself, I had fatherhood all wrong. It's not as scary as I initially thought it would be. I've learned that I am very capable of changing a diaper (even with one hand when necessary). Juggling the demands of family life and work is a matter of scheduling life around them and not scheduling them around life (still working on this, by the way). And despite all of my flaws and shortcomings, an abundance of financial resources, or the lack ther

I take the back roads to work each morning because I lack willpower. As soon as I catch a whiff of coffee or freshly baked biscuits or pastries, I pull over to buy something that I shouldn't. So I have created a routine that helps me avoid the things that cause me to struggle with my budget and yoyoing waistline. But I digress. While taking the back road to work one morning, I noticed a gentleman riding on his tractor, breaking up the land beneath it. I typically wouldn't tak

... and they all cheered as he exited the vertical wind tunnel. I couldn't help but cry. I know, I know. I'm Charmin soft. At least I own it - LOL! Earlier this year, my wife and I celebrated eleven years of marriage. We've been together for 18 years - nearly most of my adult life. To commemorate our anniversary, we decided to visit Seattle, WA. We make our anniversary trip decision by choosing a major league ballpark to visit each year on our anniversary. My wife and I have

Financial vulnerability is the optimal financial growth strategy. If you follow me on #IG (@ModomSolutions), you'll note that I post this sentiment a few times a month. I believe in the power of vulnerability: that being vulnerable - of course, in the right circles - is the genesis for exponential financial growth. Why? Well, canned financial strategies don't always address the real issue(s) we face. In some instances, they simply serve as an insufficient bandage that we lay

Honestly, I think the title says it all. Just because someone has a different financial perspective, method, or strategy than you do, it does not make their stance deficient. When we deny the space within our hearts to receive another person's ideas, we are signaling our deficiencies - not theirs. Instead of accepting the life-giving light of a new perspective, many of us prefer to droop like an unattended Peace Lilly. I hate to admit it, but I've allowed my ego to cause me t

Awhile back, I had the opportunity to give a presentation to about 30 couples who wanted to improve their finances. The crowd was a mix of young and old, naive and mature. They were all rich, however, in their unique experiences with money. I enjoyed listening to them more than I enjoyed presenting. There is something powerful about hearing people's life stories. At least, for me, there is. During one part of the presentation, we would conduct a visualization exercise. The pa

For those who might be wondering, Modom Solutions, LLC was inspired by the good book. It's the combination of two words from one of my favorite passages on money - Ecclesiaties 7:11-12: "Wisdom is even better when you have money. Both are a benefit as you go through life. Wisdom and money can get you almost anything, but only wisdom can save your life." Modom is the combination of Money and Wisdom from this biblical context. Although money precedes wisdom in the way I meshed

Have you ever experienced a fresh, straight out of the baptismal pool, saved, sanctified, and filled with the holy ghost Christian? You know...The one that used to be heavy in the streets - like heavy, heavy. The one that was never hesitant to tell you where you could take Jesus and stick him. The one who referred to your pastor as a pimp and the church as his... I digress. You get my point - LOl! Yeah, that friend, family, member, or associate. Once that person got saved, th

Black culture has no bounds. You are enough.

Are you still lying to yourself?

"Go to sleep...", "Go to sleep ...", "If you tired be quiet and go to sleep..." was reverberating in my mind, randomly, one Sunday evening. I have no idea why my brain was conjuring Ludacris, but it got me thinking, which is something I do way too much of. How does sleep or the lack thereof impact performance or mood - especially financially? So, on a restless evening, I popped open my laptop, headed over to Google scholar, and started doing some research. Lo and behold, ther