Homeownership is not enough to close the wealth gap. There. I said it. Studies consistently show that Black households seek homeownership later, pay more over the life of their mortgage, are less likely to sustain said home, and see less home appreciation than their White counterparts. Homeownership is a step in the right direction, but we have to address the why behind these other issues. If careful consideration is not taken when purchasing a home, an unsuccessful attempt a

Yo, real talk, I have been criticized every step of my financial wellness journey. None of those criticisms have deterred me from living my best life. I'm just built different. Everything I've done to improve my financial well-being, I did it before it was fashionable in the Black community. I cut my cable before cutting the cable bill was cool. I haven't had a car note for nearly 14 years. In fact, I've had the same car for 14 years. Now you know you get no love in the hood

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Black culture has no bounds. You are enough.